The good news: in every US state, most middle-class families can keep the majority of their estate out of probate with a handful of low-cost moves. The specific tools vary state to state — some states allow transfer-on-death deeds for real estate, others don't. Pick your state above for the specifics.

Want to understand probate first?

If you’re new to probate, start with our main explainers:

Educational information only — not legal advice. Always confirm current statutes and figures with a licensed attorney in your state.