Cremation vs. Burial Cost in Tennessee

Quick answer

Cremation figures for Tennessee are state-specific: direct cremation runs $950 to $3,000, and cremation with a memorial service runs $3,500 to $7,000. Burial cannot be stated for Tennessee on its own, because no per-state burial cost figures are published — NFDA reports a national median of $8,300 for a traditional burial with viewing, or $9,995 with a vault, excluding cemetery plot, marker and opening/closing fees. Comparing Tennessee's direct cremation range against that national burial median gives a difference of roughly $5,300 to $7,350, before cemetery costs.

⚠️ Educational information only — not legal, tax, or financial advice.

The figures on this page are general estimates. Laws, fees, thresholds, and prices differ by state and change often, and your own situation may change the result. Before you act, confirm the current numbers and rules for Tennessee with a licensed professional — an attorney, tax advisor, or licensed agent as appropriate. Reading this page does not create a professional relationship.

What is and isn't specific to Tennessee on this page. The cremation figures below are Tennessee figures. The burial figures are national medians, because no authoritative per-state burial cost data is published — NFDA reports nationally, and cemetery costs are set by individual cemeteries rather than by state. Every burial number on this page is labelled where it appears. We do not estimate a state-level burial figure for Tennessee from national data.

What cremation costs in Tennessee

Option Tennessee range
Direct cremation (no service) $950 – $3,000
Cremation with a memorial service $3,500 – $7,000

A direct cremation in Tennessee typically costs about $950 to $3,000, and a cremation with a memorial service runs roughly $3,500 to $7,000. Tennessee is about a 50/50 cremation-to-burial state — just under the national average — and state law requires the county medical examiner's authorization and a cremation permit before any cremation.

Prices are lowest with dedicated cremation providers in the big metros — Nashville, Memphis, and Knoxville — where direct cremation can start near $950–$1,100. Rural funeral homes and full-service providers sit higher, and adding a viewing or memorial pushes the total up quickly.

The cremation rate in Tennessee is ~50%. Below the US national average of about 60.6% (CANA 2023); Tennessee sits in the traditionally burial-oriented East South Central region, but its cremation rate has been climbing steadily.

Full detail on these figures, including the state’s waiting period and authorisation rules: Average Cost of Cremation in Tennessee.

What burial costs — nationally

These are national medians, not Tennessee figures. Source: National Funeral Directors Association (NFDA), 2023 General Price List Survey.

Type National median
Traditional burial with viewing $8,300
Traditional burial with viewing and vault $9,995
Cremation with viewing (national, for reference) $6,280
Direct cremation (national, for reference) $2,000 – $2,500

Excludes: Cemetery plot, marker, and opening/closing fees, which NFDA's survey does not include.

The arithmetic, and what it does and does not tell youSetting Tennessee’s own cremation range against the national burial median of $8,300 gives:

Tennessee cremation option Tennessee range Against the national burial median
Direct cremation $950 – $3,000 national median is $5,300 to $7,350 higher
Cremation with a memorial service $3,500 – $7,000 national median is $1,300 to $4,800 higher

This subtraction crosses two different levels of geography: a state-level figure and a national one. It is arithmetic on published numbers, not a measurement of the gap inside Tennessee. A state whose cremation prices sit above the national average will show a smaller difference here than a state whose prices sit below it — and that reflects the cremation side moving, not the burial side. In every case, none of the figures include cemetery plot, marker, or opening and closing fees.

What burial includes that cremation does not

Each line is a national range from the source named in its row.

What you pay for Cremation Burial Source
Casket Not required — a combustible container runs $50–$200 $2,000–$5,000 NFDA 2023 General Price List Survey; FTC Funeral Rule (16 C.F.R. Part 453) on outside caskets
Burial vault or grave liner Not applicable $1,000–$5,000 NFDA 2023 General Price List Survey. Where a vault is required it is normally the cemetery's rule, not a state statute.
Cemetery plot Optional $1,000–$10,000+ Set by the individual cemetery; not published on a state-by-state basis
Opening and closing the grave Not applicable $1,000–$2,000 Set by the individual cemetery; not published on a state-by-state basis
Headstone or marker Optional $1,000–$5,000 Set by the individual cemetery and monument dealer
Embalming Not required $750–$1,200 where a viewing is held NFDA 2023 General Price List Survey

Cemetery plot, opening and closing, and marker costs are set by the individual cemetery. They are not published per state, and they are not included in the NFDA medians above.

The Tennessee rules that apply either way

Waiting period. Tennessee does not impose a fixed hourly waiting period, but no cremation may proceed until the county medical examiner has been notified and authorizes it under Tenn. Code Ann. §38-7-109 — approval is required for every death for which a cremation permit is requested. A death certificate must also be filed within five days (Tenn. Code Ann. §68-3-502).

Who authorises the disposition. Cremation requires written authorization from the person holding the right of disposition. Tennessee's priority order (Tenn. Code Ann. §62-5-703) runs: an appointed health-care agent, then the surviving spouse, then a majority of the adult children, then the parents, then the siblings. The right can be lost by failing to act (Tenn. Code Ann. §62-5-704).

Scattering. Tennessee is permissive on scattering. Tenn. Code Ann. §62-5-508 expressly allows cremated remains to be scattered at sea, by air, or in a dedicated cemetery scattering garden, and no state permit is required to scatter on private land with the owner's permission once the remains are released to the family.

Regulator. Tennessee Board of Funeral Directors and Embalmers, within the Tennessee Department of Commerce and Insurance…

Your rights under the FTC Funeral Rule

The FTC Funeral Rule, 16 C.F.R. Part 453, applies in Tennessee as it does in every state. As documented by the FTC, it requires a funeral provider to give an itemised General Price List on request, to quote prices over the telephone, and to accept a casket or urn bought elsewhere without charging a handling fee. It also prohibits requiring a casket for a direct cremation.

What the record shows

Cremation in Tennessee runs $950 to $3,000 for a direct cremation and $3,500 to $7,000 with a memorial service, and the state’s cremation rate is ~50%. No per-state burial figure is published for Tennessee; the national medians reported by National Funeral Directors Association (NFDA), 2023 General Price List Survey are $8,300 for a traditional burial with viewing and $9,995 with a vault, both excluding cemetery plot, marker and opening/closing fees. The components that appear on a burial bill and not a cremation bill — casket, vault, plot, opening and closing, marker — are published only as national ranges or are set by individual cemeteries.

Compare other states


Educational information only — not legal, financial, or funeral planning advice. Prices, statutes, and regulator practices change. Confirm current figures with licensed Tennessee providers before relying on this page. Cremation figures are Tennessee-specific; burial figures are national medians and are labelled as such throughout. Sources: National Funeral Directors Association (NFDA), 2023 General Price List Survey (national medians, effective 2023, last verified 2026-08-15); Cremation Association of North America (CANA) 2023 Annual Statistics Report; Federal Trade Commission Funeral Rule, 16 C.F.R. Part 453; Tennessee Board of Funeral Directors and Embalmers, within the Tennessee Department of Commerce and Insurance.; Tenn. Code Ann. §62-5-508 (final disposition / scattering), Tenn. Code Ann. §62-5-703 (right of disposition priority), Tenn. Code Ann. §62-5-704 (forfeiture of right of disposition), Tenn. Code Ann. §38-7-109 (medical examiner authorization for cremation), Tenn. Code Ann. §68-3-502 (death certificate filing).